What will you be doing this time next year? Will you still be at your desk counting the days until you finish for the Christmas break? Having to work between Christmas and New Year?
Being financially prepared for retirement is essential. If you’re not, the later life dreams you’ve been working towards for your entire life might end up being just fantasies. Consider getting financial advice because how you choose to manage your savings and pensions will have a large bearing on your future happiness and stability.
This is your number - a very important figure to know. When you reach it, you can comfortably leave work, safe in the knowledge that you will have the required income. The hard part is getting a number that takes into account the potential for your circumstances to change.